Zurich Insurance Company v. Chubb Insurance Company of Canada

Case # 36002
Zurich Insurance Company v. Chubb Insurance Company of Canada (April 17, 2015)

An individual was injured in a single-vehicle accident while driving a vehicle rented from Wheels 4 Rent. The individual declined the opportunity to purchase an optional death and dismemberment policy offered by the respondent. The individual however submitted an application for statutory accident benefits to the respondent. The individual however submitted an application for statutory accident benefits to the respondent. The respondent said its policy was not a motor vehicle one and therefore did not fall under Ontario’s “pay first, dispute later” system.